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Important changes to Scottish Government shared equity schemes


Great news!


For the first time, those who are 60+ will be able to access a range of home ownership schemes offered by the Scottish Government. These can remove the requirement for a mortgage contribution and make those aged 60+ a priority access group. 


The availability of this crucial housing option is something that many of our clients may be suitable for, as it is an additional priority group for the Help to Buy scheme, LIFT Open Market Shared Equity Scheme and New Supply Shared Equity Scheme. 


To meet the criteria of the schemes, you will have to be aged 60 or over and can demonstrate a housing need to move and meet with the criteria for at least one of the following:


  • Under-occupation – you are living in a property which is too large and need to downsize
  • Your existing property is no longer suitable to meet their needs – (e.g.  they can no longer manage the stairs)
  • Support – you need to move closer to family or friends who provide care and support


Separate online Older Persons’ Scheme Application Forms have been introduced for applicants over 60 that do not wish to take out a mortgage. The original schemes still remain, however the general Information For Buyers leaflets have been updated by the Scottish Government. Full details are available at:


Help to Buy Scheme:


New Older Persons Scheme Ciriteria & Application Forms:


Help to Buy Contact: 0330 303 0023 /


Revised Information for Buyers:


Revised Scottish Government Guidance:


LIFT Open Market Shared Equity Scheme:


New Older Persons Scheme Criteria & Application Forms:


LIFT Team Contact: 0330 303 0125 /


Revised Information for Buyers:



Revised Scottish Government Guidance:

A helpful leaflet can be found for you to save here:

If you need any further information or guidance please call us on 01592 640630 or email us on Alternateively, click over to and fill out our online form and we will get back to you as soon as possible.